A seller net sheet from one message, ready to send to your seller
Give Reddy the deal. It asks for anything missing and sends back the seller's estimated costs and proceeds as a PDF.
Every listing conversation reaches the same question: what will I walk away with? A title company calculator answers it one form field at a time. With Reddy, you give the deal in your chat: the address, price, closing date, commission, and any payoffs. Reddy asks for anything it still needs, instead of guessing, and sends the seller net sheet as a PDF you can forward. It works for Florida and for New York City today.
The rates behind the numbers
Reddy computes each line from the published rate, not from a rule of thumb. These are the rates the sheet uses today.
- Florida doc stamps
$0.70 per $100 of the price. In Miami-Dade, $0.60 per $100 for a single-family home or a condo unit, and $1.05 per $100 for other property. Any part of $100 counts as a full $100.
- Florida owner's title policy
The promulgated rate: $5.75 per $1,000 up to $100,000, then $5.00 per $1,000 up to $1 million, with lower rates above that. The minimum premium is $100.
- Florida property tax proration
The seller owns the tax from January 1 to the day before closing. A bill that is not paid yet is prorated at 96% of its face value, the price with the full early-payment discount.
- New York City and State transfer taxes
The city tax on a residence is 1% at $500,000 or less and 1.425% above. The state tax is $2 per $500, plus $1.25 per $500 on a New York City residence of $3 million or more.
- A foreign seller
When the seller is a foreign person, the sheet shows the 15% FIRPTA withholding as an estimate. A lower rate or a withholding certificate is your title company's decision.
What goes into the sheet
- Florida doc stamps, prorations, and title fees
For a Florida sale, the sheet covers documentary stamp taxes by county, property tax proration, association dues, the owner's title policy when the seller pays it, and title company fees.
- Your title company's fees, saved once
Tell Reddy the fees your title company charges and every later sheet uses them. Until you do, Florida sheets use estimates.
- No guessed numbers
Reddy does not assume a commission, a tax, a payoff, or who pays the owner's policy. When one is missing, it asks you.
- New York City transfer taxes
For a sale in the five boroughs, the sheet computes the New York City and New York State transfer taxes, plus the fees you have saved.
Listing appointment coming up? Start a plan and ask Reddy for the net sheet on the way there.
See pricingSeller net sheet — common questions
Where it works, what it includes, and how exact it is.
Which areas does the net sheet cover?
Florida, and New York City's five boroughs. For a property anywhere else, Reddy tells you it cannot make the sheet instead of estimating those costs.
What does Reddy need from me?
The address, county, price, estimated closing date, commission, whether the seller is a foreign person, any mortgage payoffs or seller credit, and any condo or HOA dues with the date they are paid through. In Florida it also asks whether the property is a single-family home or a condo unit, this year's property tax and whether it is paid, and who pays the owner's title policy.
How exact are the numbers?
A net sheet is an estimate. It is as close as the inputs: with your title company's real fees saved, the sheet uses them in place of estimates. The final numbers come from the closing statement.
What does a New York City sheet leave out?
It computes the city and state transfer taxes and adds the fees you saved. It does not prorate property tax, price an owner's title policy, or include a co-op flip tax, and Reddy says so when it sends the sheet.
Can I send it straight to my seller?
Yes. Reddy sends the net sheet into your chat as a PDF, ready to forward.
Related capabilities
Reddy is an assistant service, not a licensed attorney. Always verify legal matters with a qualified professional.